Ripple and the SEC have reached a final settlement in their four-year legal battle, with Ripple paying $125 million in penalties but gaining critical regulatory clarity that XRP is not a security in secondary market sales.
Settlement Terms
- Fine: $125 million (down from $2 billion demand)
- XRP confirmed not a security in retail sales
- Institutional sales require registration
- Ripple can continue ODL (On-Demand Liquidity) operations
XRP jumped 30% to $1.45 on the settlement news. The ruling provides a framework for other altcoins and could influence how the SEC approaches future enforcement actions.
